Before starting a home search, you need to do some homework. The more you do, the easier it will be when you make that commitment to begin looking for a home in the Baltimore area. Baltimore is well known for its wonderful areas and neighborhoods, each with its own flavor.
Before you start your home search
By building a solid credit history, you can increase your chances of getting a higher loan amount and a better rate on your mortgage. A lower rate can make a huge difference in the amount you ultimately pay for your home.
Saving for a down payment will help you better afford a home. The larger the down payment, the less you need to finance.
The more money in your savings account, the better. Having money in the bank makes you look like you are better able to pay back money you borrow.
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