First Time Home Buyer tagged posts

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.

As expected the Feds raised interest rates 25 bps to 5.25% on Wednesday, noting that job growth has been “strong” and inflation has been close to their 2.0% target.  In addition, a larger majority of members (12 up from 8 last meeting) now expect an additional 25 bps hike by year-end and three more hikes in 2019.

The Prime rate is for short term lending like revolving charge accounts and HELOC’s (Home Equity Line Of Credit). This also affects the construction loans that rely on the prime rate as their benchmark.

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In this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

• Be mindful of spending.
• Create and stick to a budget.
• Pay off one debt at a time.
• Continue building your emergency savings.
• Keep contributing to your retirement.
• Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

In this Monthly Item of Value learn about how to stay organized and clutter-free.

We all have problems with accumulating clutter in our homes. Making sure everything has a place to be put away.

Not having more than we need seems to be a problem for many Americans. Try to donate or give away at least one thing for every new item you bring in the house to get a handle on clutter.

Taking these tips to heart, you will find that the amount of clutter in your home will be reduced. These tips are especially helpful if you are thinking about buying or selling your home. The less you move, the better. And if you are showing your home – the less clutter you have, the more attractive your home will look to others.

If you are interesting in buying or selling a home, please contact Gigi today to get...

3920 Wilke Avenue

Wow! The newly renovated kitchen at 3920 Wilke Avenue has rich cabinetry, gorgeous hardwood floor, neutral carpet and fresh paint. This home is an ideal pick for a budget minded first time home buyer or savvy investing looking to add to their rental portfolio...

90 King Charles Circle

Welcome home to this bright and cheery, nicely updated and well maintained Rosedale townhome located at 90 King Charles Circle...

3920 Wilke Ave., Baltimore

This home at 3920 Wilke Ave. is an ideal pick for a budget minded first time homeowner or savvy investor looking to add to their rental portfolio. Solid built end of group rowhome on charming street offers lovely hardwoods, fresh neutral paint, two spacious bedrooms with updated bath...

Hats off to my clients of 2017!

I am so grateful for you. I could never it do all of this business without the referrals of my clients and business partners.

Thank you.

Having a holiday party this year? Party planning can be a nightmare, trying to put all of the pieces in place. Most people who plan events don’t have a chance to enjoy them because of the work involved.

This month’s Item of Value is a Holiday Party Planning Checklist. You’ll have a handy list you can print out and keep with you as you organize your special event. Being organized with a checklist helps get rid of the headaches and allows you be a part of your event.

Click here to see the full checklist and begin planning your party now.

7335 Stratton Way in Eastwood

Meticulously maintained inside townhouse in the much sought after Eastwood neighborhood at 7335 Stratton Way in Baltimore County...

By using a house hunting checklist, you will be more organized in your home shopping process. Buying a new home is a complicated matter and after seeing a few, they all start to blend together. If you’re like most homebuyers, you’ll view several houses before you find the one you want to make your “home.” How can you remember the details of each? Please utilize this checklist to help you keep track of what you like and don’t like about each home you visit. Use it to help you decide which home you would like to buy.

Click here for the checklist.