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monthly item of value tagged posts

Make Your Money Work For You

make your money work for you today

We want to start saving money and you are not sure what to do. In my Monthly Item of Value you will get the scoop on how to make your money work for you.

 To get started:

  • Determine your risk
  • Pick your strategy
  • Choose your investments

Do you want low, medium or high risk investments? High risk may give you a bigger return, but is it worth it?

A financial professional who understands the market and can help you pick the best options for you and your family.

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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The Truth About Auditing

We all have that fear of hearing we’re getting audited by the IRS. However, less than one percent of Americans get audited. State agencies also have the right to look at your returns.

People most likely to be audited are those with no income and those making more than $1 million. If you still use the old paper methods instead of using an online service or having a professional prepare your taxes, you up your chances of an audit.

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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5 Fun Facts about Thanksgiving

thanksgiving and turkey go hand in hand
Everyone loves Thanksgiving dinner, all the games on tv and a long weekend, but there are some interesting facts that you might not know about this holiday. Check out this month’s Item of Value and read the full story about Thanksgiving and its traditions we all love. Football, balloon animals and Pilgrims are a part of the holiday, but how did all of the customs that we take for granted get started?

Click here to get the full e-report.

If you are interested in buying or selling a home, contact Gigi today!
Oh by the way, I’m never too busy for any of your referrals.

 

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Tips for Staging Your Kitchen

staging your kitchen when your house is for saleThe kitchen is part of a home where people spend a lot of quality time. It’s very special, more so than most of the other rooms.

How can you make your kitchen stand out from other kitchens people might see when shopping for a home? Staging!

Staging is when you decorate a room to be more appealing to home buyers. It’s important to keep your personal items out and put in things that appeal to a larger group of people. Personal touches are perfect when it’s your home, but you are trying now to entice someone else to make it their home.

In this month’s Item of Value, get tips on how to stage your kitchen. Click here to read the full report.

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Retirement Worksheet

retirement worksheetRetirement Worksheet

Do you want to know how much money you’ll need to retire? Use the linked worksheet to help you estimate. Although your life circumstances may change, the worksheet can give you an idea of how much savings and investments you need to retire comfortably.

If you’d like to speak to someone about financial planning, I can connect you with a professional in my network.

Topics covered on the worksheet

  • How much will you need to maintain your lifestyle?
  • How much of your income will come from non-savings sources?
  • How much income will need to come from your savings and investments each year?
  • How long will your savings and investments need to last?
  • So, how much will you need to save?
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Good Financial Habits

financial habits can help you saveIn this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

  • Be mindful of spending.
  • Create and stick to a budget.
  • Pay off one debt at a time.
  • Continue building your emergency savings.
  • Keep contributing to your retirement.
  • Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

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Why it Makes Sense to Hire a Pro

hire a pro for best resultsHire a Professional for Best Results

In this Monthly Item of Value, we’re talking about hiring a professional. No matter what improvements you are doing to your home, it’s always a good idea to hire a pro. When the safety of your home and family is in play, it’s often more important to use a professional who knows what they are doing rather than finding the cheapest way to do it.

To read the full text “Why it Makes Sense to Hire a Pro” click or tap here.

I have a list of trusted individuals who can help with just about anything around the house. Feel free to contact me to discuss my list of preferred partners.

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Planning to sell? Think like a buyer

think like a buyerThink like a buyer when you are selling your home. You have to force yourself to look at it objectively with no emotional attachment. In this Monthly Item of Value, we’ll get some advice on selling homes. Try to see your home as if you were a potential buyer looking at it. It’s difficult to do because most of us are emotionally attached.

Think about what you need to do as far as curb appeal, cleaning, decluttering and painting to give you home a fresh look. Minimize the bad points and maximize the good points. You don’t have to spend a lot of money, just do some little things to make it shine.

Here is the full text in my May eReport.

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3 online tax preparation options

3 Online Tax Preparation Options

March Item of Value

No matter which of the online tax preparations you use, you’ll have an easier time then going about it on your own. Each of the three software options, which are updated as laws change, is user friendly and gives you prompts to all of the questions you need to answer. There are various version of each type of software, taking into consideration what type of filing you need to do. Help is available for those who need it.

Whether you decide to go with a professional accountant or using this software, you will still need the receipts, forms and other paperwork you’ve been saving for a year.

In this month’s item of value, learn about the three online tax preparation options available to you. Click here to get the full eReport.

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how to protect your information online

How to Protect Your Information Online

Do you think about security when you put your credit card information into a website? Many unknown threats to your personal and financial information are out there, but we have ways to help you keep your information as safe as possible. Protect your information online to avoid fraudulent charges on your credit card.

Technology is constantly changing and evolving. We must all learn how to cope with this evolution in order to keep our information safe.

Using strong passwords, a firewall and not clicking on unknown websites are some of the ways to protect yourself. Don’t access your banking, credit card or other personal information on mobile devices when you are using public wifi, like at Starbucks or Panera.

Always update your phone, tablet and computer to the latest operating systems...

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