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baltimore city tagged posts
Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgage rates.
Don’t forget Fidelity Bank Mortgage now has the lock and shop to insure the rate does not go up while searching for the home of their dreams. See attached.
Long term trend provided by Market Alert, Inc.
Some may be wondering where all the furloughed government workers claims for jobless benefits are? As is normally the case with federal workers — they have a different system than the average Joe on the street. There are more than 10,500 government employees who have sought benefits through the week ended January 5th, the latest period for which numbers are available.
The federal jobless benefits are higher than those paid to ordinary citizens – but unlike regular citizen...
Read MoreThanks to Tom Benisch of State Farm for this episode of Tips from the Pros on creating an evacuation plan.
Getting out and making sure everyone is safe: That’s the crux of a fire evacuation plan. It doesn’t have to be complicated; in fact, simpler is better — and fast is key. Create your own plan and follow these practice reminders so you can act immediately if there’s a fire in your home.
Make a plan
- Sketch a map of your house.
- Draw two escape routes from each room — one out a door, one out a window.
- Designate and “star” a meeting spot a safe distance from the house (for example, the mailbox across the street).
- Hang the plan where everyone can see it regularly.
Practice fire evacuation — exactly as you’d do it in real time
- Sound the smoke alarm.
- Leave everything ...
Thanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about clutter and your mindset.
Our homes are filled with belongings, even homes that are well organized. The way to happiness in a well-functioning home is to make sure you don’t have a bunch of stuff that serves no purpose.
Obligation
Do you keep things out of a sense of obligation? Cut that out today. There is no reason to keep things you don’t want or need. Hanging onto belongings because your favorite aunt left it to you or because it was a wedding gift leads to clutter.
Fear
Are you afraid of throwing something away and needing it later? If you have something for a year and you haven’t needed it, let it go. Saving things you might need in the future is simply adding to your clutter.
Anxiety
Ps...
The kitchen is part of a home where people spend a lot of quality time. It’s very special, more so than most of the other rooms.
How can you make your kitchen stand out from other kitchens people might see when shopping for a home? Staging!
Staging is when you decorate a room to be more appealing to home buyers. It’s important to keep your personal items out and put in things that appeal to a larger group of people. Personal touches are perfect when it’s your home, but you are trying now to entice someone else to make it their home.
In this month’s Item of Value, get tips on how to stage your kitchen. Click here to read the full report.
Read MoreOctober Calendar of Events
Lots of activities are happening in October around Baltimore. There is still a little time to celebrate outdoors. These activities include Fleet Week, theater, art and other cultural events.
Maryland Fleet Week and Air Show on October 3-9 in the Inner Harbor, Baltimore.
She Stoops to Conquer at the Chesapeake Shakespeare Company through October 21, 2018.
John Waters – Indecent Exposure through January 6, 2019. Retrospective organized by the BMA examines John Waters’s influential career.
Baltimore Marathon will be dow...
Read MoreThanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.
As expected the Feds raised interest rates 25 bps to 5.25% on Wednesday, noting that job growth has been “strong” and inflation has been close to their 2.0% target. In addition, a larger majority of members (12 up from 8 last meeting) now expect an additional 25 bps hike by year-end and three more hikes in 2019.
The Prime rate is for short term lending like revolving charge accounts and HELOC’s (Home Equity Line Of Credit). This also affects the construction loans that rely on the prime rate as their benchmark.
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Read MoreThanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about organizing mistakes.
Some people believe if their home is clean, it’s organized. That is not necessarily true. Clutter can be hidden in closets or under beds. People may have trouble finding things because they don’t have storage containers clearly labeled.
How do you make sure you don’t take these organizing missteps?
Kitchen counters
You don’t have to have your kitchen counters completely clear. If you use your toaster every morning, keep it on the counter. Putting it away and taking it out every day is a waste of time. However, if you only use it every now and then, it makes sense to keep it off the counter.
Entryway
A completely clear entryway can make it hard to find a place for your coat,...
Read MoreThanks to Tom Benisch of State Farm for this episode of Tips from the Pros about what to store in the garage.
It’s easy for a garage to turn into a catchall storage unit. For most items that’s fine, but some things simply don’t belong in a garage, and they can even become a home hazard without proper storage protection. This list of common red-flag items can help identify what doesn’t belong in the garage.
- Extra fuel. Stashing portable gas cans and propane tanks in the garage can be dangerous: Highly flammable fuel poses a leaking risk. If you store any fuel in the garage, do so only in dedicated, leak-proof containers out of the reach of children and pets and away from potential sources of ignition such as water heaters or power tools...
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