Category Monthly Item of Value

Get tips on how to place wall décor in this issue of my Monthly Item of Value.

Decorating the walls in your home should be fun. However, often times when it comes to hanging larger pieces of art or décor, it’s easy to feel a bit intimidated.

Of course, hanging a small clock can be as simple as sticking a nail in the wall. But what should you do about that wall mirror you just purchased? Or the hanging plant that’s starting to become… well, a sitting plant?

Having the right tools for the job will make things much easier. In the infographic, you can see what type hooks are needed to hang various items from the ceiling or walls.

I want to help you make all your wall decorating dreams come true...

Get tips on the benefits of estate planning in this issue of my Monthly Item of Value.

Whether you’re starting a family or celebrating your first grandchild, it’s important to plan ahead. You may not be thinking about it just yet. However, wouldn’t you want to know that those loved ones would be taken care of if you weren’t around? That’s where building an estate plan can help.

This month’s eReport explains a few reasons why setting up a will or estate plan now is so beneficial. It doesn’t matter if you’re just starting your family journey or a seasoned veteran. You’ll also learn what to double check in your will to make sure your wishes are carried out exactly how you want. Preparing for the future now will grant you more peace of mind down the line!

Estate plan...

Finding out that your credit card security was compromised is like finding out that someone broke into your house. You feel violated. You have a hard time understanding how it could have happened. What’s even more frustrating is the impact this incident could have on your credit score if not handled right away.

You cards can become compromised through a data breach. Another way is through payment card skimming. Public wifi is fine when used properly. If not your cards become compromised. Falling victim through a phishing attack is another way to become vulnerable. Accidentally installing malware can wreak havoc on your computer as well as compromising your personal information.

To help you prevent bad actors from gaining access to your credit or debit accounts, I wanted to share ...

Are you considering a change to your outdoor space? Warmer spring weather is right around the corner. Are you starting to dream up ways to make the most out of your backyard in the months ahead? If so, I’ve got some ideas for you.

With the way things are during the pandemic, outdoor gatherings are still considered one of the safest ways to spend time with friends and family. Subsequently, your yard could become the new socially distanced hang out place! Your outdoor space could become the envy of the neighborhood. And it will become the place where everyone wants to be invited.

Why not make it as cozy as can be? That is to say, you can the most of your yard. Below are eight tips for transforming your outdoor space to enjoy now and throughout the summer.

Consider changes, upgrade...

Between the mortgage, student loans and credit cards, paying off debt can feel impossible. However, there are some smart ways to reduce and avoid debt or even getting into debt at all. In this issue of my Monthly Item of Value get some helpful tips on paying down your debt.

First, you need to stop getting new debt right away. The last thing you want is to add anything else. Avoid buying things you really do not need.

Secondly, create a workable budget, one you can live with and will allow you to start paying down the debt you have accumulated.

There are a couple different ways to deal with your debt, the Rollover Formula and the Snowball Method. Get details about the two methods in the infographic below.

Try these smart ways to reduce down your debt. Don’t delay...

In my latest Monthly Item of Value, find out how to make the most of your taxes. Take advantage of all of the tax deductions, credits and strategies that apply in your situation. It’s possible to reduce your tax bill and even receive a refund. You just have to know what’s available to you!

As you move through life, you may buy or sell a home, change your marital status, get a new job or otherwise make moves that alter your finances. It’s important to use those changes to maximum your benefits.

To make the most of your taxes this year, use the tips to get a jump start on your tax forms. Make sure you get every deduction you are eligible to receive.

The helpful information below shares a few tips. You can use to ultimately owe less come Tax Day on April 15...

Monthly Item of Value – maximize space

Need to maximize space? You’re not alone! This year, many people are searching for a place with room for an office. Others need more workout space, a learning area or space for other activities we’ve started to do from home.

If you’re not ready to make a move just yet, there are a few strategies you can use to optimize the space you do have.

When you declutter, try using furniture that has hidden storage. Make the most of all of your space. You will find you have more room to do the things you need to do. Empty corners can become used space. Vertical spaces that were previously empty can be used for storage.

In this month’s Monthly Item of Value, get some tips on how to maximize space in your home...

At the end of a stressful and unusual year, very few things sound better than cuddling up in your favorite spot. Grab one of these great reads and wrap yourself in a cozy blanket with a cup of tea. Get ready to be educated and entertained.

Reading is a wonderful way to unwind. It also gives you a brief escape from your day. Reading books boosts creativity in your brain. Another benefit is that reading helps grow your vocabulary and helps your own writing abilities. If that’s not enough to persuade you, spending quality time with a good book will help your memory, no matter what your age.

If you’re looking for a few more books to read this year, check out the informative titles below. These great reads will help you reach your 2021 goals, get inspired, become better organized and s...

Sending a handwritten, personal note is one of the easiest ways to make a person’s day! But when it comes to figuring out what to write in that perfect personal note — well, that’s a bit more difficult for most of us.

When you want your message to be personal and heartfelt, but you can’t seem to get the right words to flow from your pen, take a quick look at the information below. I’ve provided a few sample messages and explained the formula that makes these notes so effective.

Get some useful ideas on what to say and how to say it. In addition, you’ll see some tips for making the note even more beautiful. Your relationships will love reading what you have to say! 

You can write a year-end gratitude letter, holiday well-wishes or just a note to say hello...

You know that feeling when you receive the perfect gift? You open up the package (or email) to find something that seems like it was tailor-made to fit your needs and personality. Finding the perfect gift doesn’t have to be difficult.

It feels really good to receive something so thoughtful. And it feels even better when you’re able to create that experience for someone else. The eReport below tells you everything you need to do to come up with the perfect gift for your loved ones.

Learn what to ask yourself so you can plan an exchange that is personalized, heartfelt and delightful. You’ll find that giving the perfect gift will feel even better than receiving it! 

Consider the gift recipient’s life. Think about their situation, interests and hobbies...