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home search in Baltimore

Home search: Steps to take before you shop

Before starting a home search, you need to do some homework. The more you do, the easier it will be when you make that commitment to begin looking for a home in the Baltimore area. Baltimore is well known for its wonderful areas and neighborhoods, each with its own flavor.

Before you start your home search

By building a solid credit history, you can increase your chances of getting a higher loan amount and a better rate on your mortgage. A lower rate can make a huge difference in the amount you ultimately pay for your home.

Saving for a down payment will help you better afford a home. The larger the down payment, the less you need to finance.

The more money in your savings account, the better. Having money in the bank makes you look like you are better able to pay back money you borrow.

Consider what amenities you want or need in a home. Do you want a garage? How about a large yard?

The location of the home is important. Think about what schools are nearby if you have kids. Consider how far you want to commute to work, where you worship and where you spend your leisure time.

Please read this eReport on what to do before beginning your home search.

Click here for 4 Steps to take before beginning a home search_eReport

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