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home buying tagged posts

Retirement Worksheet

retirement worksheetRetirement Worksheet

Do you want to know how much money you’ll need to retire? Use the linked worksheet to help you estimate. Although your life circumstances may change, the worksheet can give you an idea of how much savings and investments you need to retire comfortably.

If you’d like to speak to someone about financial planning, I can connect you with a professional in my network.

Topics covered on the worksheet

  • How much will you need to maintain your lifestyle?
  • How much of your income will come from non-savings sources?
  • How much income will need to come from your savings and investments each year?
  • How long will your savings and investments need to last?
  • So, how much will you need to save?
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201 Janet Ct.

  • 201 Janet Ct. front view

201 Janet Ct.

So much more space than one would imagine in this meticulously maintained Chartley home. It’s located at 201 Janet Ct...

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Smoke Detector Laws in Maryland

smoke detector laws in Maryland

Smoke detectors in Maryland homes

As you probably know, the law changed on January 1, 2018 about smoke detectors in Maryland.

You now must have a 10 year battery and the alarm needs to have a silence or hush feature. You have to have a smoke detector in every level of your home, including the basement. The smoke detector must be less than 10 years old.

If you don’t have the required smoke detectors in your home and you are selling the home, you are subject to a fine. Avoid the fine and update your smoke detectors to the required hardware.

Get the full details about home smoke detector legal standards by clicking here for a PDF infographic with all of the information you need.

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302 Breslin Rd.

  • 302 Breslin Rd. front door exterior

302 Breslin Rd.

Lovingly cared for single family Cape Cod at 302 Breslin Rd.  in Joppa, Harford Co., offers a one year young kitchen that includes rich cabinetry and maintenance free counters...

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Updated Mortgage Rates

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.

It looks like last week everything leveled off a bit even in the wake of the possible collapse of Turkey’s economy. In US news, July Housing Starts +0.9%– Building Permits +1.5%.  Weekly jobless claims -2,000 to 212,000.  News is mortgage interest rate neutral.

As everyone knows by now FHLB is out of funds till January 2019.

There are other down payment assistance p[rograms that have funds to help 1st time buyers. Feel free to reach out to me if you have questions on any of these valuable programs. Construction loans are becoming popular with the lack of inventory. I do have a one-time close construction loan...

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Good Financial Habits

financial habits can help you saveIn this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

  • Be mindful of spending.
  • Create and stick to a budget.
  • Pay off one debt at a time.
  • Continue building your emergency savings.
  • Keep contributing to your retirement.
  • Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

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Stay Organized and Clutter-Free

In this Monthly Item of Value learn about how to stay organized and clutter-free.

We all have problems with accumulating clutter in our homes. Making sure everything has a place to be put away.

Not having more than we need seems to be a problem for many Americans. Try to donate or give away at least one thing for every new item you bring in the house to get a handle on clutter.

Taking these tips to heart, you will find that the amount of clutter in your home will be reduced. These tips are especially helpful if you are thinking about buying or selling your home. The less you move, the better. And if you are showing your home – the less clutter you have, the more attractive your home will look to others.

If you are interesting in buying or selling a home, please contact Gigi today to get...

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3920 Wilke Avenue

  • 3920 Wilke Avenue front door and sidewalk

3920 Wilke Avenue

Wow! The newly renovated kitchen at 3920 Wilke Avenue has rich cabinetry, gorgeous hardwood floor, neutral carpet and fresh paint. This home is an ideal pick for a budget minded first time home buyer or savvy investing looking to add to their rental portfolio...

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big move can be messy but it can be organized

The Big Move

Thanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about moving.

Whether you are downsizing, upsizing, moving for work or for another reason, making the move go as smoothly as possible is the main goal. Here are some tips to make things easier.

Create a timeline

Don’t wait until the last minute to do everything. Things like setting up your utilities, moving your cable, phone, internet access and forwarding your mail need to be done ahead of time. Schedule movers or rent a truck and organize your friends and family to help you move. Create a timeline with each task and when it needs to be completed – and stick to it.
Make lists if you need them and check off tasks as you complete them. Keep your lists and timeline together so you can easily find them.

Me...

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Meet the Alexanders

See what clients are saying

Meet the Alexanders

Ronnie and Rachel Alexander

What do you love most about your new home? 

I really just love everything. The hardwood floors, the spacious kitchen, the nice bathrooms (having 2 and a half bathrooms!), having so much space, having a deck. And being able to call it mine! I can paint the walls and hang things up and know that it will stay that way for as long as I want it to – I no longer have to worry about moving from apartment to apartment.

If you could sum up your experience in one word what would that be? Why?

Doable. When I first considered buying a house, it seemed daunting and impossible. I had no knowledge of houses, or what to do, and where to start. But my loan agent and Gigi were there to help me though every step...

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